Fraud Prevention Tips: Protect yourself from fraud and scams by verifying that the person you are speaking with is a member of the Coastal Insurance team. Keep personally identifiable information confidential, monitor your accounts regularly, and only do business with trusted vendors. Use common sense and be cautious of urgency tactics. Scammers often pressure you to act immediately. If you believe you have been a target of fraud or misrepresentation, contact your home state's Department of Insurance Fraud, Waste, and Abuse hotline or report the incident to your local authorities.

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Wireless (Wi Fi) Security in the Home

November 9, 2006 -

Your home or small business wireless network comes with security but it won't work if you don't turn it on.  Doing so is a little involved but most of us, even the most timid, can accomplish the task.  The software with most wireless routers includes a security, called WPA or WEP with newer routers, which will allow you to randomly generate an encrypted 'network key'.  This key is required to access your wireless network.  Each computer using your network will need to be configured one time with the key.  After that everything is automatic.

If you don't use these security features anyone can piggyback on your network and access the internet through your resources.  The wireless radio signals radiate out up to 300 feet in all directs and go through walls and other structures making it easy for someone to hop on your signal.  Piggybacking can be unintentional but sometimes the practice is intentional; the more crowded your neighborhood or workplace the more vulnerable you are to this theft.  Either way your bandwidth is being stolen and your own internet signal can be slowed or interrupted.

Worse, hackers can use readily available software to look at files on your computer.  Sensitive private and financial information can be easily hijacked as long as your wireless network is open.  For free advice on setting up and securing a wireless network check out www.jiwire.com.

Disclaimer: The information provided in this blog post is intended for general knowledge and informational purposes only, and does not constitute professional insurance advice. The content is not exhaustive and does not cover all potential situations. It is essential to review your specific insurance policy and discuss your individual circumstances with your insurance agent or broker. We strongly recommend that you consult with a qualified insurance professional to address your insurance needs and questions.

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