Every construction related business, or for that matter, each individual construction job, involves different business risks. You need an insurance and risk management program that measures up to all the twists and turns your construction business or individual trade operation might experience. You need specific commercial insurance to insure your tools, equipment, and materials not only while they are at your job sites, but while they are in transit. You may not think of yourself as a designer or architect, but contract terms and/or change orders can put you in a position where you are exposed to the same liability as those professionals. For those exposures, you may need Professional insurance coverage. Then there is OSHA and Workers' Compensation Insurance compliance, pollution liability, and bonding. The team at Coastal Insurance, can help you maximize your time actually working on the job - because that's where you make money. Let us help you sort through the insurance issues that threaten to steal you time and money.
