Fraud Prevention Tips: Protect yourself from fraud and scams by verifying that the person you are speaking with is a member of the Coastal Insurance team. Keep personally identifiable information confidential, monitor your accounts regularly, and only do business with trusted vendors. Use common sense and be cautious of urgency tactics. Scammers often pressure you to act immediately. If you believe you have been a target of fraud or misrepresentation, contact your home state's Department of Insurance Fraud, Waste, and Abuse hotline or report the incident to your local authorities.

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Informative articles on insurance, safety and risk for you, your family or your business. Each article includes a link for you to share with anyone who may benefit.

Wed, Apr 7th, 2021

According to the U.S. Fire Administration, clothes dryers contribute to nearly 3,000 fires, 5 deaths and over $35 million in property loss each year. So making sure your dryer vent is clear is a simple but important way to keep your home and family safer. Even in the absence of fire, clogged vents cause your dryer to be less effective resulting in greater use of electricity and more breakdowns. If you find your dryer is taking longer and longer to fully dry a load of laundry, chances are your vent has become blocked with lint.
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Wed, Mar 10th, 2021

All business owners in North Carolina need solid, affordable insurance, and many companies require multiple types. But what happens when something goes wrong and your insurance doesn't cover it? If the cost to pay for injury to others exceeds your policy limits, or worse, is excluded by the insurance policies you have, you could be stuck with potentially crippling out-of-pocket costs.
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Wed, Feb 17th, 2021

Training employees can be costly and time-consuming. Even if you don't work in an industry with a high turnover rate, we now live in an era where many people switch careers multiple times in their lifetime, making it harder to find employees you can really nurture and invest in the long term. So how do you decide how much time, money, and energy to invest in training new employees? Consider these things to help you decide how to develop your workforce in a way that makes the most sense for your business.
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Wed, Jan 27th, 2021

If you're a small business owner, chances are the pandemic has been especially tough on you and your family. You may have had to change your business model, lay off employees or worse, close up shop indefinitely. But what about your employees? If you're a small business owner looking to support your staff through the pandemic, here's what you need to know.
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Wed, Dec 16th, 2020

Good tires that are in good shape are critical to safe driving. Every driver should know a little bit about how to assess their tires and how to purchase new ones when they're needed.
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Wed, Nov 4th, 2020

For small business owners, hiring and managing employees can be a rewarding but stressful part of the job. During uncertain times, maybe you need extra help but are thinking twice about committing to an official employee. So when should you hire, and when might an independent contractor or outsourcing company be a better fit? Here are some tips to guide that decision.
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Wed, Oct 14th, 2020

Because you can't keep an eye on it all the time, you want your second home or rural property to stay well-maintained and protected. There are many things you can do to keep your land and buildings safe and prevent problems that can arise when a property is unattended.
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Wed, Sep 23rd, 2020

A comprehensive business insurance policy is a must for any business owner. But under what circumstances do you need to take another look at that policy and make important adjustments? Here are some instances when it would be a good idea to revisit your business insurance plan and add to, or change, your coverage.
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Wed, Aug 19th, 2020

For business owners, operating during a pandemic is complicated to say the least. You want to do the right thing by your staff and customers, without losing the business you love. In many cases, there is a lot you can do to make patronizing and working at your business safer for everyone.
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Wed, Jul 8th, 2020

This summer, during these unprecedented times, families are taking to the road as a way to vacation in the safest way possible during the pandemic. While driving may minimize your risk of contracting COVID-19, it isn't always the safest way to travel - in fact, the summer months are some of the most dangerous to be on the road. Here are the top 10 risks that you should be aware of if you're planning on taking that summer road trip.
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