Fraud Prevention Tips: Protect yourself from fraud and scams by verifying that the person you are speaking with is a member of the Coastal Insurance team. Keep personally identifiable information confidential, monitor your accounts regularly, and only do business with trusted vendors. Use common sense and be cautious of urgency tactics. Scammers often pressure you to act immediately. If you believe you have been a target of fraud or misrepresentation, contact your home state's Department of Insurance Fraud, Waste, and Abuse hotline or report the incident to your local authorities.
Informative articles on insurance, safety and risk for you, your family or your business. Each article includes a link for you to share with anyone who may benefit.
A lower insurance premium can be appealing, but price does not tell the entire story. Understanding deductibles, limits, exclusions, valuations, and other policy differences can help you make a more informed insurance decision.
Employee vacations can create unexpected cybersecurity vulnerabilities, especially when responsibilities are temporarily reassigned or employees access company systems while traveling. A few practical precautions can help businesses reduce the risk of phishing, unauthorized access, lost devices, and delayed responses to suspicious activity.
Pools, trampolines, and other backyard features can make your home more enjoyable, but they may also create additional safety and liability concerns. Understanding the risks and taking reasonable precautions can help protect your family, guests, and property.
Hot weather can create serious risks for employees working outdoors or in warm indoor environments. Proper planning, employee training, hydration, rest breaks, and emergency procedures can help businesses reduce heat-related illnesses and workplace injuries.
A fun day on the water starts with preparation. From life jackets and weather checks to maintenance and insurance considerations, these boat safety tips can help boaters reduce risk before leaving the dock.
Lithium-ion batteries are found in phones, laptops, power tools, e-bikes, scooters, and many other everyday devices. While they are useful and convenient, they also need to be charged, stored, transported, and handled carefully to reduce the risk of fire.
The Fourth of July is a great time for cookouts, fireworks, family gatherings, and summer fun. Before the holiday weekend gets underway, a few simple safety steps can help reduce the chance of injuries, property damage, and unexpected problems.
Sending a child away to college is exciting, but it can also create new insurance questions for parents. Before move-in day, it is a good idea to review auto, homeowners, renters, health, and liability policies to see what may need to change.
Warmer weather often means it's time to pull the covers off the boats, campers, RVs, jet skis, and side-by-sides. Before heading out for your first adventure of the season, taking time for inspections, maintenance, and insurance reviews can help avoid costly surprises.
Buying your first home is exciting, but the wrong insurance decisions can leave you financially exposed. Discover the most common homeowners insurance mistakes first-time buyers make and how to avoid them.
